Job Description
Listowel Credit Union is delighted to invite applications for the role of Lending and Business Development Manager. This is an exciting opportunity to play an integral part of the Senior Management Team, shaping the future of the credit union. The role is a permanent, full-time role, located onsite in Listowel, with a requirement to travel and be situated in our Ballybunion office as required. About Us Listowel Credit Union is a community based, not for profit credit union, with an asset size of €75 million. Listowel Credit Union is proud to support its 16,000 members for over 50 years across its branches in Listowel and Ballybunion. Job Purpose Reporting to the CEO, the Lending and Business Development Manager will support the organisation in executing the strategic plan of the credit union from a lending and business development perspective. The Lending and Business Development Manager will: Devise and implement business development and marketing strategies to generate increased lending and loan interest income. Provide market and product analysis, leading to the development and delivery of new loan products, pricing, and processes to support the credit unions business strategy. Be responsible for attaining and increasing personal, business, home loan and mortgage activity both through the existing portfolio of members as well as seeking out new members. The Lending and Business Development Manager will always act within the policies as laid down by the Board, the governance and rules of the credit union, the Credit Union Act 1997 (as amended), and any other regulations, guidelines and laws in force. As a control function, this role is accountable for ensuring that the relevant Individual Accountability Framework responsibilities are met, in line with regulatory requirements. Role Requirements A primary degree in business/finance, QFA qualified and hold further qualifications or experience in the field of marketing or business development. Minimum of four years of people management experience. Experience working in a credit union or a regulated financial services provider. Ability to assess, critically evaluate and interpret complex information and to identify key credit risk drivers. Strong credit analysis and credit underwriting experience within personal, mortgage and business lending. Possess financial literacy, expert product, service and channel knowledge. Strong communication skills, both oral and written and ability to formulate and present reports. An influencer with a proven ability to support key stakeholders in a collaborative and engaging manner together with an adaptable and member-centric style. Strong computer literacy and knowledge of financial software, office systems. Experience working on other ERP Systems i.e., core banking systems. Self-motivated, energetic & ability to operate on own initiative. Ability to deal with competing priorities and challenging objectives / timelines. Passion for member service and continuous improvement. An understanding of the credit union ethos, rules and regulatory requirements in relation to lending. Listowel Credit Union Limited is an Equal Opportunities Employer. Listowel Credit Union Limited is regulated by the Central Bank of Ireland. Skills: Credit Analysis Underwriting QFA Business Development Lending Marketing