Job Description
**Senior Liability Underwriter Wanted** A highly skilled technical underwriter is sought to evaluate, underwrite, and price liability risks in accordance with the MGA's underwriting guidelines, ensuring profitability across a diverse portfolio. **Job Description** We are seeking an experienced Senior Liability Underwriter to join our client, an established Managing General Agent (MGA) in Dublin City. This is a pivotal role within a dynamic and growing team, offering significant opportunities for professional development and influence over the underwriting strategy. **Key Responsibilities:** * Evaluate, underwrite, and price liability risks in accordance with the MGA's underwriting guidelines * Analyse exposures, determine appropriate coverage limits, and ensure profitability across a diverse portfolio * Draft and refine technical policy wordings and endorsements to ensure clarity, compliance, and alignment with underwriting intent * Conduct detailed risk assessments, utilising data analytics and underwriting software to support decision-making processes * Identify potential exposures and recommend risk mitigation strategies * Manage a portfolio of liability accounts, monitor performance, identify trends, and take proactive measures to optimise profitability and growth * Work closely with brokers and agents, providing technical support and expertise * Negotiate terms and conditions to secure profitable business in line with the company's risk appetite * Stay informed about market trends, competitor activities, and regulatory changes * Provide strategic insights to the management team to support business planning and decision-making * Contribute to the development and continuous improvement of underwriting guidelines * Mentor junior underwriters and team members, sharing knowledge and best practices to foster professional growth and a strong technical culture within the team **Requirements:** * Extensive underwriting experience in liability insurance * Technical qualifications: ACII (Associate of the Chartered Insurance Institute) or CIP (Chartered Insurance Professional) qualification * Strong analytical capabilities, with the ability to interpret complex data and make informed underwriting decisions * Proficiency in using underwriting software and data analytics tools * High level of precision in policy wording and documentation, ensuring accuracy and compliance at all times * Exceptional interpersonal and communication skills, with the ability to build and maintain strong relationships with brokers, agents, and internal stakeholders * Entrepreneurial mindset, with the ability to identify new opportunities, respond to market changes, and contribute to the growth of the business * Thorough understanding of regulatory requirements and a commitment to maintaining high standards of compliance and ethics