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Job Description
Job Summary: We are seeking a highly skilled Solution Architect with experience in Credit/Lending domain to design and implement credit solutions.
NTT DATA Services is a recognized leader in IT and business services, including cloud, data, and applications.
Key Responsibilities:
- Evaluate business requirements to recommend scalable solutions that align with the company's technology strategy and roadmap.
- Review and document business functional and nonfunctional requirements and propose scalable and extensible solution architectures.
- Identify possible project challenges on constraints including risks, time, resources, and scope.
- Lead and conduct technical assessments and evaluations of 3rd-party tools and products and provide a recommendation of selection to business and IT stakeholders.
- Apply technical knowledge to loan systems, including mortgage, personal loan, or commercial loan, to develop efficient and effective architectural solutions.
- Ensure that nonfunctional requirements are well defined and understood, and that designs are peer-reviewed and approved through Architecture Governance processes.
- Collaborate with business and IT teams to analyze, design, and implement Lending product solutions aligned with enterprise architectural standards.
Requirements:
- Must have in-depth solutioning experience in Banking Domain (at least in one of these areas Payments, Business and Private Banking, Retail Banking, Financial Crime, Finance, Risk, Cards, Loans, Enterprise Data etc.)
- Solution Architect must have a very good understanding of technology modern practices and patterns, cloud, Low code platforms and how they should be applied to solve a business problem/outcome.
- Should have the ability to evaluate and present solution options which articulate impact on tech debt as per Target state architecture.
- Knowledge of credit scoring systems and financial modeling.
- Certification in Credit Analysis (e.g. Certified Credit Professional) is a plus.
- Functional/Domain experience in financial services Banking/Cards/Loans.
- Ability to manage the technical product selection process, scope & execute Tech spikes/Po Cs.
- Good to have Application/Infrastructure/Enterprise Architect training and certification, e.g. TOGAF.